Now that you and Stacy have found the home you would like to purchase, it's time to make an offer. Taking into account the recent sales of homes in that neighborhood which are similar in size, quality, conveniences, and amenities, what are you willing to pay for the home? Stacy will consult with you and advise you on how to create an offer that will have the best chance of being accepted.

Stacy will ensure that you have everything down in written form... no verbal agreements. After consulting with Stacy to put your offer in a written contract that meets all the legal requirements according to local and national guidelines, she will present the seller with a written document detailing what needs to be done by both parties to execute the transaction. The contract should protect the best interests of all parties involved and should be comprehensive in nature. Stacy will also ensure your financial position as the buyer by including any necessary contingencies, which would protect you if a particular requirement were not met. Once the seller accepts it, it may be too late to make any changes.

The contract, though not limited to this list, should include the following:

	A legal description of the property
	The offering price
	The down payment
	Financing arrangements
	A list of fees and who will pay them
	Amount of the deposit
	Inspection rights and possible repair allowances
	The method of conveying the title and who will handle the closing
	A list of appliances and furnishings which will stay with the home
	The settlement date
	Any relevant contingencies

Remember that the legalities of this phase are very important. If you have any questions or concerns, they need to be addressed right away. After all, no one has ever said at their closing, "I wish I had asked fewer questions."